{"name":"lowriskquotes agent API","description":"Monte Carlo simulation endpoints for AI agents and developers. No auth, CORS-open, GET or POST. Also available as a remote MCP server at POST /api/mcp.","endpoints":{"GET|POST /api/simulate":{"description":"Three-point (triangular) Monte Carlo over cost line items. Returns total percentiles.","params":{"items":"JSON array of {name?, low, likely, high}. For GET, pass URL-encoded JSON in ?items=","iterations":"optional, 100..20000, default 5000","seed":"optional integer for reproducible output"},"example":"https://lowriskquotes.com/api/simulate/?items=%5B%7B%22name%22%3A%22materials%22%2C%22low%22%3A800%2C%22likely%22%3A1200%2C%22high%22%3A2100%7D%5D"},"GET|POST /api/drawdown":{"description":"Retirement drawdown Monte Carlo (real returns, annual steps). Returns success rate and end-balance percentiles. Educational only.","params":{"portfolio":"starting balance, > 0","annualSpend":"withdrawal per year, >= 0","years":"1..80","equityPct":"0..1 share of portfolio in equities","iterations":"optional, 100..20000, default 5000","seed":"optional integer for reproducible output"},"example":"https://lowriskquotes.com/api/drawdown/?portfolio=500000&annualSpend=25000&years=30&equityPct=0.6"},"POST /api/mcp":"Remote MCP server (streamable HTTP, stateless) exposing both tools."},"source":"lowriskquotes.com","link":"https://lowriskquotes.com/","docs":"https://lowriskquotes.com/api/","disclaimer":"Indicative simulation output for educational use; not financial advice."}